Put AI to work in your business.

1. Nov 2025 – May 2026

   6 months

   London

   Record OS

   Enabler

   Independent Contractor, via Vicron Tech Ltd

   Built MTD capability from scratch, with AI-assistance

   This was the first project I delivered through my own company, Vicron Tech. The goal was to build Record OS’s Making Tax Digital (MTD) capability end to end. I delivered the piece mostly solo, from working out the scope through to the API integration and the corresponding frontend.

   I also evaluated open-banking partners and built manual bank-statement imports, as a first step towards automated bookkeeping and transaction categorisation.

   Key milestones

   • Built Record OS’s Making Tax Digital (MTD) capability end-to-end, outside IR35
   • Integrated with HMRC’s MTD APIs, coordinating directly with HMRC’s developer team
   • Scoped the full MTD remit against HMRC’s Minimum Functionality Standards
   • Shipped manual bank-statement imports (Yapily) as a precursor to automated bookkeeping

2. Apr – Jun 2025

   9 weeks

   London

   Antler UK

   Entrepreneur

   Entrepreneur in Residence

   9 weeks crash course in founding a VC scale company

   Antler’s Entrepreneur in Residence was an eight-week programme to get from an idea to a VC-backed company. I was part of their spring 2025 cohort (UK13).

   During the programme I met several talented folks from a variety of backgrounds. I formed teams with a few of them, experimented with various ideas from different domains, including insurance, supply chain, finance; pivoted a few times and eventually landed on the venture to simplify the lives of first-time parents.

   Other than the domains, this was also a fantastic introduction for me as a technical person to the AI world, and how the software industry was on the precipice of transformation. I ended up building a multi-agent AI prototype with voice and WhatsApp integrations, to not just experiment with AI as tech, but also to explore the new standard of building extensible systems that was already in the making.

   Getting a working prototype up was the easy and fun part though. The hard part was everything else - validating the problem, identifying the ICP, researching the market, and most importantly staying in sync as a team.

   At the end of the programme, Antler decides which teams go through to pitch to their Investment Committee. We were picked, which meant a ninth week to prepare for the pitch itself.

   I voluntarily stepped away partway through that ninth week, before the pitch. The biggest factor was the size of the investment on offer, along with terms I wasn’t comfortable with.

   Key milestones

   • Co-founded and prototyped a multi-agent AI platform for family admin
   • Built a voice-first app with LangGraph, n8n, Vertex, Whisper, FlutterFlow & Firebase
   • Explored a few other domains - insurance, supply chain, business intelligence etc.
   • Learned about the VC mindset and what they look for in early-stage startups

3. Nov 2018 – Jan 2025

   6 years 2 months

   London

   Wise Payments Limited

   Leader

   Engineering Lead

   Delight grows the business; the boring engineering keeps it alive.

   Wise is where I really learned how money moves around the world, and I saw it from both ends. Early on I was out at the edges and mostly on my own, integrating banking partners, launching new currency routes, onboarding customers. In the last few years I moved onto the core platform and stepped up to lead the team there, six senior engineers split between London and Singapore, owning the partner-integration and linking domains that sit under every penny that moved across the company. That’s where the harder problems live: scale, data integrity, and keeping everything reliable and available under real load.

   My biggest takeaway from those years was really about product thinking. It’s where I understood that delighting customers - exceeding their expectations, not just meeting their basic needs - is what earns their loyalty and grows the business. You don’t get there by selling people things they don’t need. You get there by solving a real problem so well that they trust you with the next one.

   The second lesson ran the other way: the unglamorous, boring engineering is exactly what keeps a business like that alive. Functional matters far more than beautiful, because at this scale the smallest oversight costs real money. A background thread that quietly stops pulling the latest FX rates. A connection pool sized wrong, or one left open a beat too long. A transaction with the wrong scope. Any one of those can bleed millions before anyone notices, and take reputation and trust down with it. So the boring disciplines aren’t optional: throttling, timeouts, retries, failing gracefully without ever corrupting data. Some of my team’s best work came out of that mindset, like the anomaly detection we built to catch that whole class of mistake before it turned into a loss, where I drove the scope and direction.

   Leading taught me as much as the engineering did. A lot of it was managing my own time and energy: grooming the people around me, still growing myself, and clearing ambiguity out of the way so the team could stay focused. I had to learn to delegate, which didn’t come naturally at first. I got better at separating the signal from the noise, learned to lean on real cross-team collaboration to get things done with less friction, and came to trust data-driven decisions over gut feel.

   Key milestones

   • Led six senior engineers across London & Singapore, owning partner integrations & linking
   • Scaled core services across 110+ partner integrations and 55+ currencies, with £118B in cross-currency volume in 2024
   • Led the team that built anomaly detection, cutting financial exposure by more than £9M a year
   • Launched Latam routes (ARS, MXN, COP) as the team’s sole engineer in its first 18 months

4. Nov 2012 – Nov 2018

   6 years

   Pune

   Equal Experts India

   Artisan

   Senior Software Engineer

   Set the ego aside, and software becomes a craft.

   I spent six years here, and honestly the first job was unlearning a lot of what I’d picked up at Infosys. That’s the lesson I took from it: it’s never too late to learn a better way of doing things, and you grow a lot faster once you get your ego out of the way.

   It’s also where I learned to build production software from scratch, with confidence: clean code, testing, CI/CD. Software stopped being grunt work and became a craft I cared about. I owe most of that to my mentor here, Mr. Dhaval Dalal, who walked me through the three levels of craftsmanship - apprentice, journeyman, master - and, more than anyone, got me to fall for the work itself.

   A few things from those years still run my thinking. You can get real value in front of a customer in days, not months, if you work lean. Agile is a mindset, not just a pile of process. Progress beats perfection. And there’s a genuine difference between building the right software and building the software right. I didn’t develop deep domain expertise in any one business, but I came out able to walk into almost any stack and get moving.

   Key milestones

   • Led HMRC Government Gateway authentication & credential-management delivery
   • Delivered for HMRC, O2-Telefónica, HSBC, and Not On The High Street
   • Created two open-source MongoDB tools, Tayra and Midas

5. Aug 2009 – Nov 2012

   3 years 3 months

   Pune

   Infosys Limited

   Practitioner

   Senior Systems Engineer

   Where knowledge turned into practice.

   Infosys was my first job out of college. I trained in .NET for five months, spent another five on a mainframes project, and then moved onto a Java, JSP and servlets project that I stayed on until I left in late 2012. Most of it was backend work for a big US healthcare insurer.

   More than anything, it’s where my knowledge of software engineering turned into practice. I applied the fundamentals I’d learned to real projects for the first time, got to grips with the basic building blocks of an enterprise system, and learned to adapt quickly as I was moved between very different stacks. It’s also where I made a few lifelong friends, from the group of us who started out together.

   Key milestones

   • Promoted to senior engineer after the first year, with a five-star rating throughout
   • Built backend systems across .NET, mainframes/DB2, and Java/JSP/servlets
   • Delivered for a major US healthcare insurance provider

You can also reach me by email at [email protected] or connect on LinkedIn.